Phillip Archuleta

Phillip Archuleta



The first thing you need to do when home shopping is to get pre approved by a lender. This is critical to the buying process because without it, you don't know how much you qualify for. Also, no seller will entertain an offer without a pre approval letter from a lender. 


If your credit needs repairing, a good lender will also be able to assist you on getting your credit approved to buy a home. 

What is the lowest credit score you can have to purchase a home? 580, but a 620 will get you into the better loan programs. For more information please contact the lender.

Click here to get pre approved